Commercial Underwriter (Maternity Cover)

At Close Brothers we look to recruit individuals from all different backgrounds and encourage you to apply even if you don't tick every box. We celebrate diversity, promote inclusivity and are open to discuss flexible work options to help you balance your work and home life. Join the Close Brothers Wholesale Finance team as a Commercial Underwriter where you will work through a busy queue of new finance applications for commercial end users, adhering to the established service level agreement (SLA) and within the business' risk appetite. Utilising your strong financial acumen, you will assess the creditworthiness of business applicants alongside the reporting of KPIs and flagging of any issues identified such as AML, fraud and suspicions activity along with PEPs Sanctions and similar. Our ideal candidate will have a track record of reviewing financial statements and assessing credit applications. You'll be an effective communicator with the ability to build effective working relationships with a variety of people, including sales and operations colleagues. RESPONSIBILITIES

• Check all credit application documentation for new applications are correct and adherence to our credit policy is met
• Thoroughly assess the credit worthiness of new business propositions within delegated credit authority and to agreed SLA
• Provide clear decisions on applications and be accountable for it should questions be asked, including liaising with the Contract Hire companies at times to discuss requests for further information
• Work to a high degree of accuracy to ensure reporting figures are accurate and timely to support the contract hire companies manage their portfolio of prospects
• Provide a first point of contact for customer queries 'pre-drawdown' for the Wholesale Finance customer base.
• Build effective working relationships with colleagues in Sales, Collections and Operations
• Support the wider team with additional tasks as required to maintain the smooth running of the business
• Ensuring that all Governance and Compliance requirements are adhered to and all reporting and reviewing activities required by the Regulatory Bodies are carried out to the standards required.
  
  Have relevant experience reviewing financial statements and credit applications
• Possess a questioning mind in relation to both documentation and processes to help the department develop and refine.
• Have the tenacity to pick up queries and opportunities quickly and solve them within a structured environment.
• Have the ability to learn new systems to carry out the role (Showroom, FPS, CAP, Experian etc)
• Are able to use Microsoft office tools especially Excel for simple / intermediate calculations.
• Have excellent verbal, written and interpersonal skills
• Experience and a willingness to work to KPIs and SLAs agreed within the team
• Ability to prioritise tasks on a daily basis in a busy role.
• Capable of adapting to different working situation when required
  
  Close Brothers is a leading UK merchant banking group providing lending, deposit taking and securities trading. We employ approximately 3,000 people, principally in the United Kingdom and Ireland. Close Brothers Group plc is listed on the London Stock Exchange and is a constituent of the FTSE 250.
To find out more about Close Brothers, please visit our careers page: To find out more about life at Close Brothers: To find out more about our benefits: To find out more about our commitment to creating an inclusive environment: #LI-JN1 #LI-CBAFL #LI-Hybrid At Close Brothers Group, we are all connected by our mission to be the best place in the UK for wealth professionals and their clients. We believe that everyone should think ahead, have a financial plan and invest wisely. Our clients are professionals, business owners, individuals, charities, families, and employers, who rely on our clear financial advice and investment management services to preserve and grow their long-term savings and investments. We are a team of about 900 people based in 15 offices across the UK. Our geographic footprint means we can combine a local approach with face-to-face services to enable strong, long-term relationships with our clients. Sustainability is fundamental to our purpose and we have a responsibility to help address the social, economic and environmental challenges facing our business, colleagues and clients. We strive to do the right thing and are dedicated to helping the charities that matter most to our people. Our vision is to develop an open and inclusive company that ensures everyone is valued, respected and included, so that in years to come our business will represent a diverse and inclusive workforce from the top down. We look to recruit individuals from all different backgrounds. If this job is of interest to you but you do not meet every criteria then we encourage you still to apply as we are open to providing training opportunities. As an early adopter of hybrid working we are open to discussing all types of flexible working options, helping you to balance your work and home life. Close Brothers Group