2 Financial Services / Investment jobs in Clacton-on-sea, Essex

Do you have working knowledge of product and pricing strategies and how to manage the specific risks and issues they pose? We're seeking an expert Product and Pricing Senior Risk Manager to support our Head of Operational Risk in making effective risk management simple and accessible to all staff within AXA Commercial. You'll communicate risk management concepts in a way that is simple and accessible coupled with a good understanding of insurance risk and how this can transition in a diversified commercial insurance portfolio. You'll lead and develop a team of risk experts, working closely with colleagues across all lines of defence to understand the key components of the AXA UK Risk Framework, how they apply to AXA Commercial and implementing these in a simple and clear way. You'll take accountability for the implementation and continued embedding of the AXA UK Enterprise Risk Management Framework (ERMF) and associated UK and Group requirements within the Underwriting, Pricing and Product Team. This includes ensuring robust and well thought out controls, processes and policies are in place across the business areas. At AXA we work smart, empowering our people to balance their time between home and the office in a way that works best for them, their team and our customers. You'll work at least 40% of your week away from home, moving to the majority of your working week from September 2025. Away from home means either attendance at one of our office locations, visiting clients or attending industry events. What you'll be doing:

• Work with Line 2 Risk team to ensure AXA Commercial Product & Pricing teams fully embed the requirements of the Risk Framework in a way that is proportionate and effective.
• Work closely with UPP Teams supporting the Head of Operational Risk to maintain a holistic view of the Risk & Control profile of the business units and ensure this remains up to date.
• Deliver timely and insightful risk reporting to the UPP leaders within AXA Commercial to enable risk owners to recognise risk exposure and prioritise activity to manage risk in line with appetite.
• Understand all key strategy and change activity within UPP and ensure effective support for these initiatives.
• Lead the planning, prioritisation and coordination of key risk activity being delivered through the Product & Pricing Risk team.
• Be the voice of the customer within UPP and ensure that business decision making is centred around the delivery of good and fair outcomes for customers.
• Assist the business unit leadership team to ensure a solid awareness of and effective management of key risks.
• Coach and partner with in-scope business areas to ensure Exec / Risk Owners can discharge their accountabilities, specifically accurate data-driven risk assessment and management towards tolerance.
What you'll bring:
• Ability to process, collate, and present data in a clear and consistent manner and use this information to drive meaningful action.
• Proven record of delivering through others and coaching and developing direct reports and staff in wider risk roles., We acknowledge and appreciate the exceptional efforts of our people in protecting what matters most to our customers. In exchange we offer a series of core and supporting benefits designed to empower our people to thrive both professionally and personally., We believe in hiring people who possess the appropriate skills and values that align with our vision. Our selection process is fair and equitable, ensuring that all candidates have an equal opportunity to join us. We are dedicated to promoting diversity and inclusion, and we actively encourage applications from individuals of all backgrounds. As an Equal Opportunities Employer, we take pride in treating our employees and potential hires with respect and without discrimination based on any Protected Characteristics., AXA UK are recognised as a Disability Confident Leader. We actively encourage applications from people who face barriers in the workplace due to a disability or long-term health condition. We participate in the Disability Confident 'Offer of Interview' scheme. This means a fair and proportionate number of candidates with long-term health conditions or disabilities who meet the essential criteria of a job, will be offered an interview.
• You'll need to show you meet the essential criteria as detailed in the job advert or job description
• You don't need to share the details of your long term health condition or disability for your application to be considered under this scheme
As part of your application, you'll be asked if you would like to 'opt in'. To ensure ease of access, every job advert lists a responsible Talent Acquisition contact, who'll be able to connect you with our Accessibility Concierge if you require any support. Screening & Conduct As a regulated financial services company, all successful candidates will be subject to pre-employment checks. Additionally, adherence to the Prudential Regulation Authority's (PRA) Insurance Conduct Standards and the Financial Conduct Authority's (FCA) Conduct Rules will be required., This depends on the location of the role, and what works best for you and the interviewer. We'll give you all the information you need to prepare for whichever format's used for your interview.I'm struggling to connect to my online interview, what should I do? Don't worry, we know these things happen. Get in touch with the person who arranged your interview, or the Talent Acquisition contact. One of the team will be able to help get the interview started or re-arrange it for a different time.How do I get feedback on my interview? Whenever possible, we'll call and provide feedback by phone. Sometimes, we'll need to provide feedback by email.How can I prepare for my interview? We'll send a candidate preparation pack before the interview to help you prepare.


• Knowledge of FCA/PRA requirements and expectations, including conduct and operational risks involved in product and pricing design and implementation.
• Commercial and pragmatic outlook, able to work at pace, solution oriented and delivery focussed.
• Evidence of providing oversight of, and ensuring adherence to, risk and control frameworks, policies, standards, etc.
• Keen attention to detail and organisational skills, ability to influence in support of a risk-aware and customer focused culture.
• Confident and articulate communicator with the ability to facilitate discussions at key risk / management forums with excellent report writing skills.
• Collaborative engagement style, you'll need to work with multiple stakeholders to solve issues and challenges.
As a precondition of employment for this role, you must be eligible and authorised to work in the United Kingdom.

AXA Commercial protects businesses, from multinationals to micro start-ups, giving them the confidence to thrive. We're currently making our biggest ever investment to develop the expertise and skills we need to be the best. We're a vibrant community where everyone is supported to learn, develop, and take ownership of their work., At AXA we have a culture of trust, respect and care, where everyone belongs. We have an ambition to become one of the most inspiring companies to work for, as such we're committed to supporting employee needs, providing meaningful career development, and celebrating differences. We all have a role to play in ensuring a working environment in which everyone, regardless of who they are, can reach their true potential., At AXA we're committed to offering a fair and inclusive experience to all candidates. You're encouraged to report, in good faith, any concerns of behaviour or processes believed to be inappropriate, unethical, or illegal. Should you wish to report any concerns, you can do this through by sending an email to speak-up@axa.com, AXA's dedicated hotline. This service is managed by an independent investigation team. Please note that this email address is not for dealing with job or application related queries. Read more

At AXA UK, we're appreciative of the people who work for us, and our rewards package is reviewed regularly to reflect that. You can expect to receive:
• Competitive annual salary
• Discretionary company & performance-based bonus
• Private health insurance
• Contributory pension scheme (up to 12% employer contributions)
• Life Assurance (up to 10 x annual salary)
• 28 days annual leave plus Bank Holidays
• Opportunity to buy up to 5 extra days leave or sell up to 5 days leave
• AXA employee discounts
• Gym benefits, When will I hear back from you after my interview?
We aim to provide feedback as soon as the interview process allows. The time period will vary depending on the role.How do I discuss the package I've been offered for a role? You can discuss the package with your Talent Acquisition contact at offer stage.Yay! I've got the role, what's next? We'll carry out a number of background checks before you start. This is known as 'screening'.Do you do any background checks? Yes. All financial services companies, including AXA, are regulated by the Financial Conduct Authority (FCA). Being part of a regulated industry means we must check the background of all applicants before we confirm a job offer. Pre-employment screening is not just regulatory, it also gives us the confidence that our people are the right fit to protect what matters to customers, colleagues, and our business.
• Who is screened? Everyone, from first-jobbers to senior directors! Often, the higher up the career ladder you are, the more stringent the screening becomes.
• What is screened? Identity and address; qualifications; employment history; credit check; criminal record; directorships.
If you think anything may affect these checks, please tell us.What benefits or perks do you offer? At AXA, we appreciate the people who work for us and regularly review our rewards package to reflect that. The advert for the role you're interested in will detail what you can expect to receive, but you can see an overview of our benefits and perks on our Why Join Us page.Does AXA offer car allowance or a company car? This depends on the grade, role, and eligibility of the employee. Check the benefits listed on the ad for the role you're interested in or confirm with your recruitment contact.