ALM Manager

As an ALM Manager, you will take part in the management of financial risks to which Together is exposed. With a forward looking approach and a holistic understanding of the balance sheet, you will be assisting in identifying risks, substantiating the strategy to manage them and monitoring the execution of these strategies with operation excellence in mind. You will help manage the ALCO portfolio, as well as assisting in carrying out the daily operations that ensure uninterrupted and smooth continuation of the ALM function. As an ALM Manager, we are looking for someone to:

• Develop an in depth understanding of the financial risks to which Together is exposed, with a special focus on interest risk and liquidity risk.
• To monitor interest rate exposure and total accessible liquidity, along with internal or external impacting factors.
• To help manage the Asset and Liabilities Committee portfolio, writing minutes, tracking actions and producing insightful papers that aid the committee's understanding of financial risk.
• Support the management of capital, liquidity, interest rate, hedging and other balance sheet risks via reporting against appetite and modelling forward-looking scenarios
• Business partner with the Treasury function
  
  Essential Skills
• Experience of using and developing financial models
• Experience of extracting, sorting and analysing data from various sources
• Proficient with Excel
• High attention to detail and high standards of accuracy and precision
• Ability to operate in a quickly changing environment whilst being well organised, pro-active and deadline driven
• Possess strong analytical reasoning skills to think through problems thoroughly and generate solutions.
  
  We're Together - the market leading property finance experts with an entrepreneurial spirit. Based in Cheadle, South Manchester, we've been established since in 1974 and have built a team of over 750 colleagues, who are passionate about supporting individuals and businesses achieve their property ambitions by making finance work for them.
We pride ourselves on our common-sense approach to lending and offer a range of mortgage and secured loan products to individuals and businesses who are typically underserved by mainstream lenders. Our customers are central to everything we do and we work hard to support them to turn challenges into opportunities which make our customers' property ambitions a reality. We're looking for great people from all backgrounds and experiences who love working together and putting our customers at the heart of everything we do - and that starts with our brilliantly different team of people.


• 26 days holiday, and a day off for your birthday (increasing with service to 30 days), plus bank holidays
• Buy & sell holidays
• Discretionary annual bonus
• Matched pension contribution
• Life assurance
• Critical illness cover
• Health cash plan
• Private medical insurance
• Free access to company holiday homes
• Travel season ticket loans
• Ride to work scheme
• Free local gym access
• Local bar / restaurant discounts
Together Money embraces diversity and inclusion, and are proud to be an equal opportunity workplace. Not only do we welcome difference - we celebrate it, support it and really value our colleagues for who they are. We are committed to building a team that represents a variety of backgrounds, perspectives and skills. We care that you have a great experience with us at Together, if you need us to make any reasonable adjustments to make your experience easier, please let us know and we'll do all we can. Please note that all successful applicants will undergo relevant employment reference, financial and criminal record checks.