Associate Director - Cash Management & Payments

An Associate Director opportunity has arisen for an enthusiastic, bold and innovative thinker to join our Global Transaction Solutions (GTS) Product team to support the commercialisation of cash management and payment solutions for Corporate and Institutional Banking clients. There's particular focus on Lloyds Banking Group's market-leading Gem platform, which offers a modern and scalable CMP proposition, which is vital in delivering the Group's growth ambition, underlining its strategic importance to the business. This commercialisation and solutioning role will be integral in supporting clients with their payments and liquidity needs - both today and in the future, acting as the subject matter expert across a range of internal and external stakeholders. If you're looking to understand a new division, business area or product set, this role presents a terrific opportunity. Role Responsibilities:

• Analysis of market and industry trends, existing and potential customers, embracing data analytics as a means of gaining payments & liquidity insight
• Deliver agreed initiatives, content and tasks to achieve continuous improvement to propositions and processes for the benefit our customers
• Articulate and tell the story of the benefits of the CMP proposition, tailored to specific client needs
• Build, maintain, engage and manage multiple stakeholders, internally & externally to build brand awareness and knowledge of our offering to optimise business results
• Review, evaluate and mitigate potential risks, escalating where necessary, with the ability to juggle multiple projects and competing priorities to ensure adherence to the LBG risk framework and wider industry regulations
• Represent the business at decision making forums internally and externally
  
  Good market awareness of payments and cash management (clients, industries, products, innovation, technology, financial regulation) is critical
• Competency in Domestic and International payment systems and Digital Channels (SWIFT, H2H, API)
• Detailed understanding of general banking practices and their impact on client requirements
• ·A client centric attitude with strong interpersonal skills and ability to work with a diverse spectrum of people, ultimately driven by outcome and stakeholder satisfaction
And any experience of these would be really useful
• Knowledge around Liquidity management tools including Pooling, Sweeping and Virtual Accounts
  
  At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.
We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person. We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we're building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.

Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We want our people to feel that they belong and can be their best, regardless of background, identity or culture. We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer initiative. And it's why we especially welcome applications from under-represented groups. We're disability confident. So if you'd like reasonable adjustments to be made to our recruitment processes, just let us know. We also offer a wide-ranging benefits package, which includes:
• A generous pension contribution of up to 15%
• An annual performance-related bonus
• Share schemes including free shares
• Benefits you can adapt to your lifestyle, such as discounted shopping
• 30 days' holiday, with bank holidays on top
• A range of wellbeing initiatives and generous parental leave policies