Associate Director - Insurance Ratings

Grade Level (for internal use): 12 The Team: The team comprises 14 analysts based in the U.K., Middle East, South Africa and Germany. We are responsible for a portfolio of about 100 primary insurers and reinsurers based across the UK, Norway, Central Asia, the Middle East and the African continent. The Impact: You will be a key part of a team delivering ratings for primarily UK and Norway based insurers, your portfolio will include some of the largest companies in the team's portfolio. The role will allow you to engage with the C Suite of the insurers and reinsurers based in the UK and Norway. The role will also provide opportunities for research work on life, non-life and reinsurance markets and to interact with key external stakeholders such as investors, brokers and journalists. What you stand to Gain:

• Exposure to the senior management (including CEOs and CFOs) of large insurance groups.
• Responsibility for presenting your analysis to internal rating committees.
• Opportunities to develop more junior analysts in the team.
• Opportunities to work alongside a group of analysts across the globe on research projects, rating methodology work and outreach to external stakeholders., As an Associate Director in the London based pod, you will be the primary analyst with responsibility for a broad portfolio of credits including life insurers, non-life insurers and reinsurers.
• As a primary analyst you will provide timely credit analysis on some of the largest insurers in the team and present your analysis at ratings committees.
• You will provide support to both senior and junior analysts on their portfolios.
• As a more senior member of the team you will help mentors/coach staff and analysts to further build their knowledge of credit analysis.
• You will attend and actively contribute to rating reviews and management meetings as required.
• Build relationships with key stakeholders, listen attentively to their views and articulate S&P's opinions.
• Identify areas for research opportunities across the insurance world and work with other analysts to provide articles that provide S&P's opinions.
• Help reinforce issuer and investor relationship management standard work, including minimum service standards., At S&P Global, we believe diversity fuels creative insights, equity unlocks opportunity, and inclusion drives growth and innovation - Powering Global Markets. Our commitment centers on our global workforce, ensuring that our people are empowered to bring their whole selves to work. It doesn't stop there, we strive to better reflect and serve the communities in which we live and work, and advocate for greater opportunity for all., If you need an accommodation during the application process due to a disability, please send an email to: EEO.Compliance@spglobal.com and your request will be forwarded to the appropriate person.
US Candidates Only: The EEO is the Law Poster http://www.dol.gov/ofccp/regs/compliance/posters/pdf/eeopost.pdf describes discrimination protections under federal law. Pay Transparency Nondiscrimination Provision - https://www.dol.gov/sites/dolgov/files/ofccp/pdf/pay-transp_%20English_formattedESQA508c.pdf


• Degree level qualifications in a relevant business-related field, i.e. actuarial science, a relevant master's degree, CFA, Professional Accountancy or a similar qualification would be desirable.
• A S&P employee at this level typically has minimum 7 years of relevant experience.
• Demonstrable expertise in insurance industry and company analysis, a keen eye for detail and a curious mindset.
• Ability to understand accounting concepts and financial statements.
• Strong written and oral communication skills in English are essential.
• Strong organizational skills, execution mind-set, and ability to delegate effectively.
• Strong communication and interpersonal skills to represent S&P as an analytical spokesperson.
• The ability to demonstrate analytical excellence and good presentation skills in front of internal and external audiences, to explain our credit rating opinions both internally as well as externally to issuers, investors, and the media.
• Sound judgment and organizational skills are also required to present detailed information, reasoned opinions, and a rating recommendation to our credit rating committees.
• The successful candidate must be at ease with working and interacting with senior officials and junior members of the issuer's team, Investors, intermediaries in the insurance sector and always represent S&P Global Ratings in a professional manner.
• The position may require travel across Europe to meet clients or investors and other stakeholders, sometimes at short notice.
  
  At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions.
S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the world's foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. With every one of our offerings, we help many of the world's leading organizations navigate the economic landscape so they can plan for tomorrow, today., Progress is not a self-starter. It requires a catalyst to be set in motion. Information, imagination, people, technology-the right combination can unlock possibility and change the world. Our world is in transition and getting more complex by the day. We push past expected observations and seek out new levels of understanding so that we can help companies, governments and individuals make an impact on tomorrow. At S&P Global we transform data into Essential Intelligence®, pinpointing risks and opening possibilities. We Accelerate Progress. Our People: We're more than 35,000 strong worldwide-so we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all. From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We're committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. We're constantly seeking new solutions that have progress in mind. Join us and help create the critical insights that truly make a difference. Our Values: Integrity, Discovery, Partnership At S&P Global, we focus on Powering Global Markets. Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals.

We take care of you, so you can take care of business. We care about our people. That's why we provide everything you-and your career-need to thrive at S&P Global. Our benefits include:
• Health & Wellness: Health care coverage designed for the mind and body.
• Flexible Downtime: Generous time off helps keep you energized for your time on.
• Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills.
• Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs.
• Family Friendly Perks: It's not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families.
• Beyond the Basics: From retail discounts to referral incentive awards-small perks can make a big difference.