Credit Analyst

Credit Analyst Main Responsibilities: Credit Analyst Role

• To analyse customers'financial situations
• To prepare credit applications (new deals, amendments, and renewals) and rating applications
• Documentation preparation and review process
• Credit monitoring & administration -including monitoring / internal reporting in accordance with the Bank's procedures (e.g. Problem loans reporting, inspection/audit requirement, etc)
Other
• Ad hoc support for customers and RMs
Compliance responsibilities
• Read, understand and comply with Branch Compliance Manual
• Be up to date with Anti-Money Laundering training and any other regulatory trainings
• Have signed the required compliance undertakes
• Report promptly any identified compliance or money laundering risks or breaches to the Compliance Department and/or the JGM
  
  Ability to demonstrate knowledge of commercial banking is essential
• Fluency in English and Japanese
• Good credit analytical skills
• Good knowledge of Corporate Finance, Project Finance, Trade Finance, and Treasury
• Good analysis skills B/S, PL, Cash Flow, Credit Rating, Credit applications
• Good knowledge of MiFID II and Financial Crime
• Maintain a good level of accuracy when handling
• Good time management and able to meet deadlines
• Achieve timely credit approvals
• Minimise reporting/procedural errors
• Meet compliance responsibilities in the reporting period
• Understanding of the overall development of the portfolio
• Understanding of risks associated with the departments key industry sectors
• All applicants must have the right to work in the UK as the Company is not able to offer visa support.