Credit Analyst - Flow

As a Credit Analyst, you will be responsible for the delivery of timely credit decisions within stated credit parameters and own underwriting authority with the ability to provide commercially balanced recommendations to colleagues where new business applications are above mandate. Operating in the "Flow" deal area with a maximum ticket size of £250k and operating to an average Turnaround Time of 4 hours (from receipt of all necessary information to decision) Dealing with a number of Business Units involving the underwriting of hard and soft assets from a variety of Introducers (including Vendors, Suppliers, Dealers and Brokers). Find out more here about how you can unleash your full potential at DLLDay to day: Transactional Analysis

• Analyse financial, asset, market, legal and contractual information.
• Prepare credit write ups as a sound basis for own decision-making or decision making by senior risk
• Work closely with internal Sales and Inside sales teams to obtain required information on the deal and communicate decision
• Occasionally attend end user meetings / calls to complete due diligence
Local Risk Committees
• Advise, prepare and participate in local risk committees when appropriate.
• When appropriate act as secretary to local risk committees
Internal and regulatory Compliance e.g. KYC
• Ensure regulatory compliance at transaction level
• Act as a point of guidance to wider Operations / Commercial teams
Measures:
• Well-structured and rationalized credit decisions / recommendations
• Timely credit decisions supporting the total commercial value proposition
• Customer satisfaction - measured vis Net Promoter Score surveys
• Compliance adherence
• Contribution to portfolio quality
• Contribution to team profile / culture
All members enjoy
• Two working days per year volunteering for a local charity.
• Health and Wellness program including healthy food, free health checks, fun health & vitality activities.
• Flexible hours with possibility to work from home
• Career development opportunities: online learning, member development programs.
• Click this link for an overview of all the benefits in your region.
"We not only live up to the expectations of our customers for today, but also anticipate their market needs of tomorrow."


• Experience of underwriting / analysing transaction in a wide range of sectors within either a banking or asset finance business
• Organised and structured approach, whilst being comfortable working with short turnaround times
• Friendly and approachable member who is able to network and help encourage enthusiasm in colleagues, customers and team members to reach a common goal.
• Task-focused problem solver, able to manage and prioritise multiple requirements
• Willing to "go the extra mile" when required, via a flexible / adaptable approach to daily workload
• Able to articulate thoughts in a concise manner both verbally and in writing
• A team player, who is keen to build the Risk "brand".
Choose wellbeing

DLL's wellbeing ambition is to educate, equip and empower members to build connections, manage their mental, emotional, physical and financial wellness and maintain balance between work and the other priorities that make up their lives. Our four wellbeing categories are as follows:
• Connection - Build meaningful connections with other DLL members
• Health - Manage mental, emotional and physical health
• Finance - Provide learning opportunities to help members achieve personal financial health
• Lifestyle - Maintain balance between work and life priorities
These are the things that matter to our members and the wellbeing of our members matters to DLLSettling in At DLL, we are many things. We are team members, family members, community member. We are members of society, members of different cultures and nationalities. Members of change. We each have different beliefs, different passions, different viewpoints, talents and interests. We come from different backgrounds, cultures, nationalities and histories. But for all of our differences, we share one thing in common: each of us are members of DLL. Our company was founded in the Netherlands. But today we are truly a multinational business. Our unique culture is rooted in higher collaboration, less hierarchy and a honest directness that enable us to integrate, ideate and innovate across country lines. Many companies say they are European, American, Asian or Australian, at DLL we are all these places and more. We are a cross-culture collaborative - an interconnected network - that comes together every single day with one goal in mind: Partnering for a better world