Credit Partner - Corporate
Metro Bank, Holborn, Camden
Credit Partner - Corporate
Salary Not Specified
Metro Bank, Holborn, Camden
- Full time
- Permanent
- Remote working
Posted today, 25 Dec | Get your application in now to be one of the first to apply.
Closing date: Closing date not specified
job Ref: 012ce2daabb146678dfe2f7ed3ad1bb1
Full Job Description
- Collaborate with a team of credit underwriters whose role is to underwrite Corporate Banking propositions from the Corporate Banking team - personally underwriting such propositions
- Coach colleagues in their responsibilities to deliver support to First Line of Defence colleagues in line with the Metro Bank way of lending
- Support senior management team members, particularly the Director of Corporate Banking and their direct reports. Influence teams across Credit, and the wider Bank, coaching and developing less experienced colleagues
- Ensure acceptable lending asset quality is maintained when originating new customer exposures, and ongoing via individual and wider existing customer portfolio management activities, reacting appropriately to early warning signs. Ensure compliance with Metro Bank's relevant lending policies, standards & processes
- Maintain a positive, flexible, and pragmatic outlook in a pressured environment to help the bank achieve its growth objectives
- Inspire colleagues to lend the Metro Bank way, focusing on the 'who' element and having a deep understanding of repayment sources - as well as building on your own sectoral and product knowledge
- Operate with the responsibility of an individual personal Lending Authority. Present, analyse, and critique more complex lending propositions for review by higher authority holders - including the Lead Credit Partner, Head of Corporate & Commercial Credit and Credit Approval Committee
- Help to develop Credit Policy, Standards, and Procedures in a dynamic environment to enable the bank to support customers in a prudent way, including various Credit Risk based projects And... we are a bank so risk is a part of everything we do. We love people who take responsibility, do the right thing for customers, colleagues and Metro Bank and have the ability to call out any concerns. What you will need:
- Understand the risks associated with your job and what that means for you, Metro Bank and all our stakeholders
Experience working as a Credit Partner, Relationship Manager and / or distressed debt management / work-out - Excellent stakeholder management & engagement skills
- Knowledge of Commercial lending and general banking and finance - including relevant legal concepts and issues
- Problem solving combined with excellent negotiation skills
- Wider commercial / corporate and economic knowledge and awareness
We will make sure that you are well-rewarded by providing you with a competitive salary, discretionary annual bonus, and a wide range of benefits, including generous holiday allowance, attractive pension scheme, healthcare, life assurance, and a number of colleague discounts! - We will give you the training to ensure you succeed in your role and plenty of internal opportunities to progress your career (around 40% of our recruitment comes from internal promotions!).
- We are also all about balance so most of our jobs offer the opportunity for hybrid working built around your role and home life, wherever possible.
- This role is regulated by the Financial Conduct Authority (FCA) under the Senior Managers and Certification Regime. This means that If you are successful in your application, we are required to carry out additional checks that will be repeated annually while you are in this role. For more information you can visit the FCA website or ask your recruiter who can explain further.