Credit Risk Analyst

As the Credit Risk Analyst, you will support the business and the Credit function in optimising performance by being solely responsible for providing concise but well-argued credit opinions and ratings on the Acetyls customer base individually and the Global portfolio.

If you thrive on a challenge and are prepared to push yourself, then INEOS' open and non-hierarchical approach to business will give you the opportunity to quickly develop your career. We value daily collaboration and teamwork, reaping the benefits of working on site/office based.,

• Accountable for Risk assessments in a portfolio of c400-450 live customers spanning businesses in Asia, Europe, and the US, assessing a range of factors in different geographies and jurisdictions.


• Assess new customers and continue to review the existing customer base - providing a reliable, well-constructed credit opinion and/or rating, which can easily be utilised in onward submissions and presentations to the Credit Manager / Board Members for approvals.


• Provide regular reporting on the credit metrics and dynamics of the portfolio, highlighting concentrations and / or (potential) movements within said portfolios.


• Lead and maintain good dialogue with the respective sales and business teams to ensure that limits are fit for purpose and that non-financial aspects of your opinions have solid grounding in their business environment.


• Where necessary engage certain customers (with or through the Commercial team) to ensure that appropriate considerations are made of items which may not be disclosed in financial statements.
  
  We are looking for someone with a strong financial acumen developed through substantial work experience in a financial institution or corporate / trading environment.


The successful candidate will be expert at understanding the dynamic of credit analysis and the processes involved in assigning a credit rating.

You will be proactive with strong interpersonal and communication skills to resolve issues and present information effectively and persuasively.

As someone who is highly independent and results-orientated, you will encourage a culture of high data quality through accuracy, attention to detail, consistency and understanding.

You will also be well flexible when dealing with regional issues against tight deadlines and differing time zones. Good organisational skills and the ability to meet deadlines is also key.

A degree or equivalent qualification is desirable but not essential.

INEOS Acetyls is a global chemicals business producing acetic acid and a range of derivatives across Europe, Asia, and America. We're part of INEOS - one of the largest petrochemical companies in the world, employing around 26,000 people across 194 sites in 29 countries.

Contribute to an organisation that is the home to some of petrochemicals most innovative and cutting-edge operations, with two world-scale Acetyls plants. The whole chain of chemicals production is managed in Hull from research to manufacturing, logistics and sales, as well as a newly acquired production plant in Texas City in the US.

Be part of our journey to net zero

Sustainability is at the heart of our business, and we have created a road map to achieving net zero. We're investing in this sustainable future right now you could be part of our journey.


• Competitive salary


• Discretionary annual bonus plan


• Generous contributory pension


• Life assurance


• 25 days annual leave, plus bank holidays with option to buy extra annual leave and flex 5 of these bank holidays


• Ongoing career development


• Wide range of benefits including discounted private medical insurance, health cash plans and high street discounts


• Enhanced maternity and paternity leave


• Free on-site gym


• Online health and fitness hub for employees, plus friends and family


• Employee Assistance Programme offering a wide range of support services including counselling, financial support, legal services - for employees and family.


• Cycle to Work Scheme


• Volunteering opportunities