Credit Risk Analyst

At Secure Trust Bank our customers are at the heart of everything we do, and our Risk & Compliance team exist to ensure we are continuously acting in their best interests. Our Credit Risk team are responsible for setting the policies that determine which Customers should be eligible to utilise our credit products, as a responsible lender. They work hard to monitor the various lending portfolios we have, to ensuring that our lending products are performing as expected, identifying potential risks and providing regular reporting to senior leaders. . What you will do As Credit Risk Analyst you will take ownership for the production of the management information for the Bank's Consumer lending portfolios, ensuring the MI is timely, accurate and fit for purpose. You will propose changes to existing MI to drive greater insight for the senior management and Executive Committees. You will provide both regular and ad-hoc analysis to other areas of the business supporting the continued growth of the Motor portfolio. Liaise with other areas of the business to understand key performance drivers and external factors that may impact the Risk performance metrics.

This is an ideal entry level role for Graduates who have studied either Maths, Statistics, Economics or other numerically weighted subjects. A degree is not essential though, you will need to be highly numerate with previous experience in either SQL or SAS and demonstrable ability in data analysis.

As part of our vision to become the most trusted specialist lender in the UK, we've been helping customers and businesses fulfil their ambitions since 1952. In that time, we've learned that we're more than the sum of our parts. We're a strong Group because of our people and our strengths; specialist, expert, ambitious and also diverse. All of our people are different and this is something we celebrate. Every one of our employees brings unique talent, ability and perspective to their role. That's why Secure Trust Bank Group nurtures differences. We understand that we perform better because we're not cast from the same mould. We actively embrace and support diversity, work with leading industry bodies and promote initiatives that reinforce our philosophy of giving you the freedom to be who you are. We're an award-winning bank providing savings accounts and lending services to over one million customers. We're Secure Trust Bank Group. We embrace difference., Our customers are at the heart of everything we do, but we can't achieve our customer focused strategy without the right people in our team. At Secure Trust Bank, we know that people are our biggest investment, which is why a career with us is not just a job. It's the chance to be part of something bigger, to add real value to the Bank and help us constantly improve, in order to achieve our ambition of becoming the best bank in Britain. We believe in giving our staff autonomy, with initiative and exceptional performance recognised through a variety of individual and team awards and incentives. All our employees have a tangible impact on the Group's core values, and we are looking for candidates who are enthusiastic, proactive and enjoy working in a fast paced environment. So join us as we strive to Grow, Sustain and Love the way we work.

Along with your salary, you also get;

• Annual bonus scheme
• Life assurance
• Matched pension contributions
• 25 days annual leave plus bank holidays and your birthday off, on us!
• Flexible hybrid working
• Online GP & Physio Service
• A wellbeing hour to spend doing whatever makes you happy
• A wide range of flexible benefits from Cycle2Work to private healthcare
• Free breakfast, fruit, and hot drinks throughout the day
• Paid volunteering days and matched charity fundraising
• Free parking
At Secure Trust Bank you will not be a small cog in a big wheel, you will have the autonomy to use your skills and experience to drive our business forward and have a tangible effect on our success. As a business we celebrate achievement and have a range of generous recognition schemes that reward both individual and team successes. We offer excellent in house training and development schemes and a range of external qualifications to enable your progression and career development. Every single member of our team has a personal development plan to help them achieve their goals, whatever their career ambitions.