Credit Risk Modelling Manager - IFRS 9

Our Risk and Compliance function has a critical role to play in supporting, challenging and advising across all areas of the business through establishing policy, monitoring profiles, and identifying and managing forward-looking risk and compliance. We focus on creating an environment that encourages our people to speak up and do the right thing, as well as protecting our customers, the organisation and the integrity of the financial markets in which we operate. Already an industry-leader in many respects, we want to continue setting standards and evolving to respond to strategic changes.,

• Oversee the development, monitoring and maintenance of IFRS 9 ECL models for HSBC's UK Retail portfolios.


• Co-ordinate the activity for a small UK based team, providing oversight and support to a central offshore modelling team. Prioritise planned projects and tasks, whilst effectively managing and challenging requests for unplanned or ad-hoc work.


• Deliver complex analytics as an individual contributor in addition to through other analysts. Includes the extraction, manipulation and cleansing of large datasets using SAS.


• Draw, formulate and communicate conclusions from your own and the work of others, recommending and implementing further actions.


• Liaise with other teams across Risk Analytics and the wider Risk team to gather insight on portfolio performance to feed into IFRS 9 modelling activity, and to communicate model outputs to stakeholders.
  
  To be successful in this role you should meet the following requirements:


• Experience of working within a Retail Credit Risk analytics team.


• A track record of successfully delivering analytics projects to meet business objectives.


• Strong experience of using the SAS software package to deliver analytics. SQL knowledge would also be beneficial.


• The ability to lead a team of risk analysts.


• An understanding of consumer lending products, profitability and credit risk.
  
  Being open to different points of view is important for our business and the communities we serve. At HSBC, we're dedicated to creating diverse and inclusive workplaces. Our recruitment processes are accessible to everyone - no matter their gender, ethnicity, disability, religion, sexual orientation, or age.


We take pride in being a Disability Confident Leader and will offer an interview to people with disabilities, long term conditions or neurodivergent candidates who meet the minimum criteria for the role.

If you'd like to apply for one of our roles and need adjustments made, please get in touch with our Recruitment Helpdesk

As an HSBC employee in the UK, you will have access to tailored professional development opportunities and a competitive pay and benefits package. This includes private healthcare for all UK-based employees, enhanced maternity and adoption pay and support when you return to work, and a contributory pension scheme with a generous employer contribution.

The team actively handles a varied and dynamic range of risk types, including security, fraud, information security, contingency, geopolitical, operational, credit, pension, insurance, financial crime and regulatory compliance, market and reputational risks.

As an HSBC employee in the UK, you will have access to tailored professional development opportunities and a competitive pay and benefits package. This includes private healthcare for all UK-based employees, enhanced maternity and adoption pay and support when you return to work, and a contributory pension scheme with a generous employer contribution.