Economic Crime Analyst

As an Economic Crime Analyst, you'll play a crucial role in the fight against economic crime within our organisation. Working closely with the Economic Crime Team Manager in the Customer Risk Assessment (CRA) Team, your responsibilities will include reviewing and making relationship decisions for personal customers while understanding financial crime trends and risks. You'll ensure compliance with policies and anti-money laundering (AML) regulations, contributing to the overall integrity of our financial systems. Against a backdrop of a changing threat environment, we must evolve our prevention, detection and response controls to ensure that we're responding to the risks of today and the evolution of the threat of tomorrow.

• Complete Independent Customer Relationship Reviews - analyse the accounts of those deemed as high and very high-risk customers and will make recommendations (such as closing accounts) in alignment with policy and local risk tolerance.
• Deliver Exceptional Customer Experiences - whether you're on the phone or communicating in writing or by e-mail, your goal is to be friendly, helpful, and efficient with colleagues and customers.
• Compliance with Regulatory Requirements -use the Economic Crime Prevention (ECP) Policy to make sure the decisions you make comply with the legislative and regulatory requirements.
• Identify and Report Economic Crime Risks - stay vigilant! identify any potential economic crime risks. If something seems off, report it promptly. Your watchful eye helps protect our organisation and our customers.
• Understand Financial Crime Trends and Risk - by keeping an eye on financial crime trends and risks, your insights contribute to our understanding, which guides decision-making. Stay informed and share relevant information.
Why Lloyds Banking Group? We're on an exciting journey and there couldn't be a better time to join us. The investments we're making in our people, data, and technology are leading to innovative projects, fresh possibilities, and countless new ways for our people to work, learn, and thrive.

We're looking for someone who has a passion for evolving how we use data to lead our analysis and decision making to manage risk and prevent harms to customers and the bank.
• You have an eye for the detail, verbally and in writing and enjoy analysing systems and data, finding patterns and irregularities
• You recognise and manage risk responsibly
• You understand how important it is to give and receive feedback in a timely and constructive manner
• Teamwork is key. You'll work effectively with your colleagues to manage workloads and prioritise tasks, while sharing knowledge and supporting each other through coaching and giving feedback., Disability Confident
About Disability Confident A Disability Confident employer will generally offer an interview to any applicant that declares they have a disability and meets the minimum criteria for the job as defined by the employer. It is important to note that in certain recruitment situations such as high-volume, seasonal and high-peak times, the employer may wish to limit the overall numbers of interviews offered to both disabled people and non-disabled people. For more details please go to Disability Confident.

Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We want our people to feel that they belong and can be their best, regardless of background, identity or culture. We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer initiative. And it's why we especially welcome applications from under-represented groups. We're disability confident. So if you'd like reasonable adjustments to be made to our recruitment processes, just let us know. We also offer a wide-ranging benefits package, which includes:
• A generous pension contribution of up to 15%.
• An annual bonus award, subject to Group performance.
• Share schemes including free shares.
• Benefits you can adapt to your lifestyle, such as discounted shopping.
• 24 days' holiday, with bank holidays on top.
• A range of wellbeing initiatives and generous parental leave policies.
If you're excited by the thought of becoming part of our team, get in touch. We'd love to hear from you