Finance Analyst

Our finance team is growing and were looking for a Financial Analyst with a focus on commercial performance to support our investment strategy.
This will involve detailed financial analysis to support Monzo in making the best use of its financial resources. Youll collaborate with teams across the bank to support product pricing, investment appraisal, and product monitoring and forecasting.
As part of Monzos Financial Risk team youll also learn how we protect the Bank from financial stress, and how we manage the risks to our capital resources.
Decisions around the allocation of capital are central to Monzo achieving its strategy and building enterprise value. As such this is an exciting and broad role for an individual looking to build their experience and influence the direction of a unique business going through significant growth.
You will need to have great financial analysis skills, combined with the ability to support a wide range of stakeholders.
Youll play a key role by...

Provide in-depth analytical support across a wide range of strategic capital planning projects.
Developing and embedding financial analysis tools to support stakeholders investment decisions.
Partnering with teams internally to help them make informed business decisions.
Production of key financial risk management information, supporting stakeholders understanding of Monzos capital risks, strengths, and opportunities.
Designing brilliant ways to automate our work and leveraging technology to ensure we scale with the business.
Provide insight into monthly impairment numbers working with teams across Monzo to explain the portfolio dynamics.
Support Monzos financial stress testing capabilities, running and helping to enhance and embed financial models.

Have financial services experience- either at a bank or a consultancy, audit or regulatory body and want to apply it to a fast growing new bank. An accountancy qualification is desirable, but not required.
Have a good understanding and experience of working with, and analysing financial service balance sheets.
Are interested in identifying and using data, performing analysis, and understanding financial impacts on our bank.
Have knowledge and experience within finance services (an understanding of IFRS 9 impairment would be a bonus).
Have a data focused mindset (SQL knowledge would be a bonus).
Are comfortable translating complex information into simple words for people with diverse backgrounds.
Are able to work independently, proactively and enjoy a dynamic and changing environment.
Have experience building strong relationships with stakeholders at all levels within the business.

Cardiff, London or Remote (UK)

Were on a mission to make money work for everyone.
Were waving goodbye to the complicated and confusing ways of traditional banking.
With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!
Were not about selling products - we want to solve problems and change lives through Monzo
Hear from our team about what it's like working at Monzo

London, Cardiff or Remote | 45,000 - 55,000 + Benefits | Hear from the team
Our Finance team

45,000 - 55,000 share options.
This role can be based in our London or Cardiff offices, or be distributed working within the UK (with ad hoc meetings in London)
We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.
1,000 learning budget each year to use on books, training courses and conferences.
Plus lots more! Read our full list of benefits.