Finance Analyst, Consumer Lending

The Consumer Lending Business is a key part of the Retail Banking Division providing personal lending and financing products for Mortgages, Credit Cards, Personal Loans and Financing for vehicles in the Transport Business. All of which are household brand names in the markets they operate in. This role provides a great opportunity to join the finance team supporting this business looking at both future and past performance as well as opportunities to grow the business.

Reporting into the Senior Manager Consumer Lending Planning and Reporting, the role will sit within a team of fourteen colleagues responsible for the delivery of accurate data, information, and performance reporting to stake holders across Retail Finance.

Day to day, you will:

• The main purpose of this role is to tell the story of the performance of the business and contribute to the forward look view predicting the future expectation of business delivery through the planning process.


• Supporting your team in providing insightful, high quality management accounting reports, executing control, and operating as a management accounting specialist support across the Consumer Lending Businesses.


• Build a wide network of contacts across Finance, with collaboration between teams being the key to your success in the role.


• Respond to individual and team objectives and invest in improving personal performance by growing own skills and capabilities.


Why Lloyds Banking Group

We are on an exciting journey to transform our Group and the way we are shaping finance for good. We are focusing on the future, investing in our technologies, workplaces, and colleagues to make our Group a great place for everyone. Including you.

What you will need:


• You will be a qualified/in your final year as an accountant (ACCA, CIMA, ACA)


• Ensure that great financial control is at the heart of everything we do.


• Be onsite with the team at least two days a week in Cardiff or Bristol.


• Be curious - do not accept the status quo. Challenge the way we currently do things and look for ways we can improve them.
  
  Be able to work collaboratively and enjoy collaborating with stakeholders from different areas.


And any experience of these would be useful:


• Experience in financial Planning/Budgeting in a Business Context


• Experience in Financial/Monthly Performance Reporting


• Have a Financial Services background.


• Confident in using Excel/PowerPoint and other Microsoft applications.


• Experience in using Oracle Ledgers
  
  At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.


We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we're building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.

Our focus is to ensure we are inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We want our people to feel that they belong and can be their best, regardless of background, identity, or culture. We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer initiative. And it is why we especially welcome applications from under-represented groups. We are disability confident. So, if you would like reasonable adjustments to be made to our recruitment processes, just let us know.

We also offer a wide-ranging benefits package, which includes:


• A generous pension contribution of up to 15%



• An annual performance-related bonus



• Share schemes including free shares



• Benefits you can adapt to your lifestyle, such as discounted shopping



• 28 days' holiday, with bank holidays on top



• A range of wellbeing initiatives and generous parental leave policies


If you are excited by the thought of becoming part of our team, get in touch. We would love to hear from you.