Finance Analyst, Consumer Lending

Both the Consumer Lending and Consumer Relationship Businesses are a key part of the Retail Banking Division. Consumer Lending provides personal lending and financing products for Mortgages, Credit Cards, Personal Loans and Financing for vehicles in the Transport Business. All of which are household brand names in the markets they operate in. Consumer Relationships support customers with their everyday banking needs through their Personal current accounts and Savings while also supporting the Private banking business. We review performance through both a product and a customer segment lens. This role offers an excellent opportunity to join our finance team, where you will analyse both past and future performance and identify growth opportunities for the business. Reporting to the Senior Manager in the Planning and Reporting teams, this role is part of a team dedicated to delivering accurate data, information, and performance reports to customers across Retail Finance. As part of the role, this will involve:

• Telling the story of the performance of the business and supporting forecasting of future business outcomes through the planning process.
• Support your team by delivering insightful, high-quality management accounting reports, ensuring robust controls, and serving as a specialist in management accounting.
• Develop a broad network of contacts across Finance, with collaboration between teams being crucial to your success in this role
• Meet individual and team objectives while investing in your personal development by improving your skills and capabilities.
  
  Qualified/in final year as an accountant (ACCA, CIMA, ACA)
• Maintain strong financial control at the core of all our activities.
• Be onsite with the team at least two days a week in Cardiff, Newport or Bristol.
• Be curious and challenge the status quo. Continuously seek ways to improve our current processes.
• Work collaboratively and enjoy engaging with customers from various areas.
Experience in the following areas would be advantageous:
• Experience in Planning/Budgeting in a Business Context
• Experience in Monthly Performance Reporting
• Have a Financial Services background.
• Confident in using Excel/PowerPoint and other Microsoft applications.
• Experience in using Oracle Ledgers
  
  Join our dynamic team today and be part of the delivery of performance, planning, and analytics for the Consumer Lending and Consumer Relationship Businesses within the Retail Banking Division of Lloyds Banking Group, LBG is on an exciting journey to transform as a Group and is committed to focusing on the future, investing in our technologies, workplaces, and colleagues to make our Group a great place for everyone. Including you., At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.
We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person. We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we're building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.

Our focus is to ensure inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We want our people to feel that they belong and can be their best, regardless of background, identity, or culture. We were one of the first major organisations to set goals on diversity in senior roles, build a menopause health package, and a dedicated Working with Cancer initiative. And it is why we especially welcome applications from under-represented groups. So, if you would like reasonable adjustments to be made to our recruitment processes, just let us know. We also offer a wide-ranging benefits package, which includes:
• A generous pension contribution of up to 15%
• An annual performance-related bonus
• Share schemes including free shares
• Benefits you can adapt to your lifestyle, such as discounted shopping
• 28 days' holiday, with bank holidays on top
• A range of wellbeing initiatives and generous parental leave policies