Home Claims Handler

Reporting into our Home Claims Leader the Home Claims Handler will responsible for the management of home claims handling within their handling authority limit. The Home Claims Handler is also required to maintain and deliver an effective claims support function through desktop settlements or liaising with suppliers whilst always being available to the customer. Handlers will also be required to support the management team in achieving SLAs across the department by allocating and managing case load effectively within SLA targets. Accountabilities

• Responsibility for managing a portfolio of claims with varying complexity. To achieve the optimum outcome in line with Hastings 4CS.
• To act as a technical referral point for their colleagues, our suppliers and all internal stakeholders.
• Responsible for ensuring claims are adequately reserved, loss coded, managed effectively to enable accurate pricing and reserving.
• Maintains, updates and navigates various system platforms i.e., Fintech , GW and respond.
• As directed by the leadership team achieve outcomes that places Hastings as a market leading home claims handling function.
• Work with the Claims Team Leader to maintain best practice documents on technical applications for buildings, contents , recoveries and subsidence.
• Handle and resolve complaints including FOS referrals, ensure that that any changes are feedback to the relevant parties as best practice.
• Ensure that you are meeting customers' fair and reasonable expectations and provide fair outcomes. Appropriately question and challenge peers and managers where processes and procedures do not meet these expectations and any activity that does not place customers' interests at the heart of how we do business.
  
  Customer service experience, telephony based
• Able to communicate and work remotely - using all available online tools i.e. MS teams, systems
• Complies with consumer duty when dealing with/advising customers - can relay technical context and rationale to any given situation i.e. weather
• Can work efficiently and accurately, in line with SLAs and targets, to interpret, track and allocate incoming claims.
• Strong system skills, ability to navigate and update multiple platforms simultaneously
• Strong written and verbal communication skills - can build strong relationships with internal colleagues, external suppliers and Customers.
• Will develop a good understanding of the value and impact of our work for customers, our team and the wider business
• Understands how to appropriately identify and support of vulnerable customers
• Understanding of general insurance and claims
  
  Salary - Attractive salary based on experience (pay reviews also completed each year)
Flexible Working - We champion a flexible and hybrid working approach so please speak to your recruiter to discuss in more detail, including days in the office and at home. Competitive Bonus Scheme - All colleagues are eligible for our annual 4Cs performance bonus, which is usually paid in March. The scheme is based on Hastings' performance against our business goals and your own personal performance. Physical Wellbeing - We like to help our colleagues take a proactive approach in keeping themselves well, that's why we fund our colleagues to be able to claim against everyday health care through our healthcare cash plan. Financial Wellbeing - As well as providing you with 4x your salary with our life assurance cover and income protection at no extra cost, pension contribution match up to 10%, we are proud to provide you with an AWARD WINNING package which includes - discounts and cashback at everyday retailers and on our own products, fee free independent mortgage advice, and free access to financial wellbeing support. Mental Wellbeing Programme - At Hastings Direct we understand that mental health cannot not be scheduled, that's why we have a range of support to help you keep yourself well. We have the thrive mental health app, our colleague assistance programme available 24/7, our own in-house mental health first aiders, support groups and a dedicated team to make sure we are covering your needs There's more! - 25 days annual leave +bank holidays, with the option to buy or sell one of your contracted weeks, access to private healthcare, dental plans, discounted health assessments, cycle to work and tech schemes, discounted and free onsite facilities, social events throughout the year and much more. Most of our benefits and wellbeing resources are available to colleagues from their first day whilst some optional benefits, which involve committing to a 12-month payment schedule, are available as soon as you have completed your probationary period. Our 4Cs principles are simple: we believe by creating the right culture for our colleagues and giving them the right tools to do their job, we'll deliver good outcomes for every customer, helping us to grow the company profitably and sustainably and allowing us to invest in the communities we serve We deliver good outcomes for our customers every time by providing great products at the right price with our simple and straightforward service. We treat customers like we want to be treated - fairly, respectfully and with their best interests at heart Hastings Group is an equal opportunities employer which means we treat people fairly. We welcome applications from all suitably skilled persons regardless of their gender, age, race, disability, ethnic background, religion/belief, sexual orientation, gender reassignment or marital/family status. Please also note that we have a thorough referencing process, which includes credit and criminal record checks. At Hastings Direct, we're committed to creating an inclusive environment where everyone has the opportunity to succeed. If you require any reasonable adjustments during the recruitment process, or throughout your journey with us at Hastings, we encourage you to be open with us. Our recruitment team is here to provide the support you need to ensure a fair and accessible experience for all. Job posting end date