Junior Credit Risk Analyst

Admiral Group Plc, Adamsdown, Caerdydd - Cardiff

Junior Credit Risk Analyst

Salary Not Specified

Admiral Group Plc, Adamsdown, Caerdydd - Cardiff

  • Full time
  • Permanent
  • Onsite working

Posted 1 week ago, 11 Oct | Get your application in now before you're too late!

Closing date: Closing date not specified

job Ref: f4ea79e8a9194bb38b56c40965051954

Full Job Description

  • Perform in-depth analysis on portfolio trends and market data to identify opportunities to refine our credit strategy, lending footprint and referral approach
  • Develop proposals and provide subject matter expertise to inform credit risk models and team discussions
  • Develop, implement, and monitor innovative underwriting strategies
  • Create and refine affordability models to ensure responsible lending practices
  • Explore and integrate new data sources to enhance credit risk assessments
  • Collaborate cross-functionally to challenge current methodologies and drive continuous improvement
  • Communicate complex analyses, insights, and proposals clearly and effectively to both technical and non-technical stakeholders

    Experience with SQL , Python, PowerBI and Excel
  • Proven ability to analyse data, identify trends, and draw strategic insights
  • Strong critical thinking and problem solving skills
  • Passion for improving processes and championing innovation
  • Finance, Mathematics, Statistics, or related field strongly preferred

    Admiral Money is at the forefront of financial innovation, offering smart and flexible lending solutions. We’re all about pushing boundaries, embracing new technology, and making finance both accessible and engaging., Admiral Money provides a close-knit fintech environment enabling you to make an impact on credit risk strategy. Join our mission of becoming the UK's most trusted financial services company!

    At Admiral, we are proud to be a diverse business where we put our people and customers first. We have great benefits to ensure employees have a great work-life balance; it's one of the reasons we’re consistently voted one of the Sunday Times Best Big Companies to Work For in the UK.
  • All colleagues will receive 33 days holiday (including banks holidays) when they join us, and this will increase with length of service, up to a maximum of 38 days (including banks holidays). You also have the option to buy or sell up to five days of annual leave in addition to your allocation. You can also view some of our other key benefits here.