Lead Credit Analyst

Lead Credit Analyst Some careers open more doors than others. If you're looking for a career that will unlock new opportunities, join HSBC and experience the possibilities. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further. Our Risk and Compliance function has a critical role to play in supporting, challenging and advising across all areas of the business through establishing policy, monitoring profiles, and identifying and managing forward-looking risk and compliance. We focus on creating an environment that encourages our people to speak up and do the right thing, as well as protecting our customers, the organisation and the integrity of the financial markets in which we operate. Already an industry-leader in many respects, we want to continue setting standards and evolving to respond to strategic changes.,

• Develop, maintain and improve credit risk strategies to allow us to make high quality decisions for our customers driven by data.
• Provide analyses to run credit portfolios against agreed performance indicators.
• Support growth in the business through the delivery of initiatives, delivering analytics to enable the design and roll-out of new lending products or enhancing existing product features.
• Lead analytical projects to completion with minimal guidance.
• Formulate and clearly communicate conclusions and proposals, collaborating with teams to make decisions.
• Identify solutions to emerging risk issues, changing priorities, project completion issues and areas of conflict.
• Challenge established policy and procedures, where appropriate and suggest alternatives.
• Maintain compliance with regulatory and documentary requirements.
• Maintain compliance with regulatory and documentary requirements.
Coach and support the Junior members of the team.

To be successful in this role you should meet the following requirements:
• Previous experience in a relevant role, i.e. Credit, Risk Analytics or an Analysis based role.
• Experience of reviewing Credit Risk Strategies is essential.
• Experience of analytical capabilities using relevant software packages to analyse data is needed, i.e. SAS/SQL/VBA.
• Proven experience of successful project management working across teams to deliver is essential.
• An ability to work collaboratively within a team to achieve shared goals.
• Clear communication skills with the ability to communicate confidently to a diverse audience.
• Awareness of the regulations that apply to lending are desirable but not essential.
• Experience of working in an environment supporting and coaching others is essential.
  
  As an HSBC employee in the UK, you will have access to tailored professional development opportunities and a competitive pay and benefits package. This includes private healthcare for all UK-based employees, enhanced maternity and adoption pay and support when you return to work, and a contributory pension scheme with a generous employer contribution.
An opportunity to work with part of the wider team. Enabling change and opportunities to build strong relationships. As an HSBC employee in the UK, you will have access to tailored professional development opportunities and a competitive pay and benefits package. This includes private healthcare for all UK-based employees, enhanced maternity and adoption pay and support when you return to work, and a contributory pension scheme with a generous employer contribution.