Product Owner | S4 | Payments

We have an exciting opportunity for a Product Owner to join our Payment Centre of Excellence in Milton Keynes.

As a team, PCoE, plays a key role in the successful development and delivery of Group's Payments strategy and future scalable payments platforms. We have a role to play both internally and externally to build outstanding customer payments propositions, as well as modernisation and moving the payments capabilities forward, against the industry and regulatory developments for the benefits of customers and our businesses.

We believe connectivity is key and, to this end, we facilitate strategic alignment on payments across the group and provide expertise to innovate our payments estate which includes products, services, and applications.

The difference you'll make:

• Being accountable for managing and delivering a profit & loss for varied range of specialist products and propositions


• Being responsible for the design and E2E service delivery, a 360-degree view of set of payment products, and services to create value for Santander UK, including but not limited to profit and loss management, and customer journey innovation


• Owning the vision, strategy and roadmap for the payments propositions they are responsible for, driven by customer needs, desired business outcomes and market intelligence


• Being accountable for creation, maintenance, prioritization and sequencing their product requirement backlogs, including development of business cases


• Having an influence to manage complexity arising because of interlock with businesses and technology peers and seniors to explore a variety of opportunities and developing business cases including exploring external partnerships


• Being responsible for horizon scanning, market intelligence and for sourcing and negotiating with 3rd party vendors that best suit bank needs
  
  These are the essential requirements you need to be successful in this role:


• Commercial & Strategic Leadership within the Payments industry


• Significant experience showing a depth and breadth of knowledge in creating and scaling Payment's product propositions


• Digital Transformation & Innovation in Payments - An innovative mind-set, extensive relationship, and communication skills, including the ability to implement, translate and overcome complexities


• Extensive knowledge of current local and global market dynamics, key players, and their strategies


It would also be nice for you to have:

• Knowledge and experience in Instant, Cross Border and Domestic Payments / Open Banking & Digital ID would be advantageous


• Proven experience leading high performing product teams / or teams of other substantial size and technical capability


• Experience in developing external partnerships


• Ability to manage competing priorities, meeting and influencing deadlines
  
  This permanent role is based in Unity Place - Milton Keynes.


We want our people to thrive at work and home, and also be able to deliver the best outcomes for our customers and to help each other develop. To support this, we offer site-based contracts with a hybrid working pattern and our expected level of attendance in an office is at least 12 days per month (pro-rata for part-time roles).

If you apply for this role in this location, it's important you consider your travelling distance, time and cost from your home to the office location.

We're happy to discuss specific working patterns and arrangement within this hybrid approach during the recruitment process.

If you're interested in this role but with part time hours or a job-share we would still love to hear from you and discuss these.

Inclusion

At Santander we're creating a thriving workplace where all colleagues feel they belong and are supported to succeed. We all help to make Santander a workplace that celebrates diversity and attracts, retains and develops the most talented and committed people through living our values of Simple, Personal, and Fair.

How we'll reward you.

As well as a competitive salary, you'll enjoy a benefits package that you can tailor to your needs.

• Eligible for a discretionary performance-related annual bonus.


• We put 8% of salary into your pension, even if you don't contribute yourself. We'll pay in up to 12.5% of salary, if you contribute as well, and you can take some of our contribution in cash if you prefer.


• 30 days' holiday plus bank holidays, which increases to 31 days after 5yrs service, with the option to purchase up to 5 contractual days per year.


• £6,000 car allowance per year.


• Company funded individual private medical insurance.


• Voluntary healthcare benefits at discounted rates such as private medical insurance for your family, dental insurance, and health assessments.


• Protection for you and your family, with company-funded death-in-service benefit and income protection insurance, and the option to take advantage of discounted rates for additional life assurance and critical illness cover.


• Share in Santander's success by saving or investing in our share plans.


• As a Santander UK employee, you are able to request staff versions of our products like our Edge Current Accounts and Credit Cards with no fees, as well as apply to many other deals and discounts in Santander products and services.