SCIB Associate, Securitised Products Group

European Securitised Products Group ("SPG") - the business provides asset-backed securities underwriting, structuring and placement in the capital markets, as well as short to medium-term non-recourse secured financing solutions to clients via the Group's balance sheet, based on a broad range of assets including trade receivables, credit cards, consumer loans, auto loans and leases, mortgages and SME loans. The SPG team has broad responsibility for securitisation across the whole European region for CIB; it comprises 23 colleagues, the majority of which are based in London while a small team located in Madrid is dedicated to Iberia clients. The team is looking to substantially expand its third-party offering to clients, particularly in the SRT market, and is now looking to add a new associate who will work on both live transactions and winning new mandates for the team. Key activities

• Structuring/arranging ABS and SRT transactions on behalf of both internal and external clients
• Analysing new senior secured lending opportunities, including thorough asset-level analysis as well as running external/internal rating processes and presenting transactions for approval at internal committees
• Managing successful delivery of multiple transactions, following all required internal governance processes
• Retaining an up-to-date understanding of all relevant securitisation regulation in the EU and UK, in order to provide advice to clients
• Liaising with investors, both in and out of live transactions
• Working proactively to resolve any issues identified on transactions, taking ownership for our client's experience
• Adhering to internal team processes and procedures, including provision of timely, accurate management information
  
  Strong experience in a securitisation structuring/asset backed lending role
• Educated to degree level in a relevant subject (Engineering, Finance, Science, Mathematics)
• Candidates with experience in significant risk transfer would be particularly of interest
• Thorough understanding of EU and UK securitisation regulation, including all recent developments
• Good understanding of risk, regulatory and compliance frameworks, as well as ability to address areas of concern through actions
• Strong communication and collaboration skills across various stakeholders at different seniority levels, and ability to work effectively as a team
• Ability to work well under pressure and handle multiple tasks with limited supervision
• Strong attention to detail and ability to produce consistently high-quality deliverables
• Ability to build strong partnerships with internal stakeholders
• A "can-do" and pro-active attitude
• Highly numerate with strong financial modelling skills using Excel/VBA
• Regulated role
  
  As well as a competitive salary, you'll enjoy a benefits package that you can tailor to your needs.
• Eligible for a discretionary performance-related annual bonus
• Pension with generous contributions of up to 12.5% from Santander, depending on your own contribution and length of employment with us
• 27 days holiday plus bank holidays, with the option to purchase up to 5 contractual days per year
• Company funded individual private medical insurance
• Voluntary healthcare benefits at discounted rates such as private medical insurance for your family, dental insurance, healthcare cash plan and health assessments
• Benefits supporting you and your family, such as death-in-service benefit, income protection, and voluntary life assurance and critical illness cover
• Share in Santander's success by investing in our Sharesave and Partnership shares plans