Senior Analyst - Real Estate (11204)

This role is to assist the Real Estate Consultants in the origination and maintenance of property loans across Real Estate sectors. The role will primarily involve the following:

• Assist with the execution of new loans as well as the management of the existing loan book, including preparation of annual reviews, drawdowns, loan extensions and increases, restructuring and renegotiation of facility terms (where applicable), as well as ad hoc client requests.
• Liaising internally with Operations, On-boarding, Credit, in-house Legal and externally with Valuers and Legal Counsel as well as the Origination Consultants, in order to manage the book and progress new deal opportunities.
• Construct and interrogate asset backed and corporate backed (3 statement model) models from scratch, propose relevant transaction structure (pricing, leverage, covenants, security etc.), prepare term sheets, and write credit committee papers for new deals.
• Detailed analysis of new deals, including scenario and sensitivity testing.
• Robust financial analysis of sponsors, guarantors, contractors and other relevant parties involved in delivery of new investment projects for new and existing deals.
• Attend client meetings, negotiate terms and assisting in presenting deals to Credit Committee for approval.
• Following Credit approval, manage the legal execution process alongside in-house and external Legal Counsel, Operations and On-boarding to complete relevant transactions.
• Assist the Syndications Team in the sell-down/pre-placement of the lending, through Q&A and legal clarifications about the deal.
  
  Knowledge of the UK property market is essential.
• Knowledge of real estate finance, with development lending experience beneficial.
• An understanding of property valuation principles (comps, DCF, direct capitalisation).
• An understanding of basic corporate finance
• An understanding of the key terms in real estate finance transactions.
• Proficient financial modelling, valuation, analytical, numeracy skills including Real Estate modelling experience.
• Ability to carry out financial analysis of a business.
• Ability to identify relevant material business and credit risks.
• Knowledge of Real Estate procedures including credit and drawdown related matters.
• Ability to react well to pressure while multitasking and dealing with demanding clients, often within tight deadlines.
• High level of attention to detail, time management and a proactive attitude towards delivering a high-quality client experience.
• Understand and follow all relevant compliance consideration including the regulatory environment and appropriate processes, procedures and their implications.
• Regulatory Knowledge as applicable to role (compulsory).
• To act with integrity at all times and embrace the philosophy of treating our customers fairly (compulsory).
• Strong cultural behaviours of co-operation, collaboration, respect for others, ability to engage in open and honest dialogue, embracing diversity and an unselfish contribution to colleagues, clients and society and be a good Team player.
Any other attributes that would be helpful, but not essential for the role.
• Previous real estate finance (property lending) experience.
• Knowledge of LMA REF documentation.
  
  Investec offers a range of wellbeing benefits to make our people feel healthier, balanced and more fulfilled in their lives inside and outside of work., Embedded in our culture is a sense of belonging and inclusion. This creates an environment in which everyone is free to be themselves which helps to drive innovation, creativity and ultimately business performance. At Investec we want everyone to find it easy to be themselves, and to feel they belong. It's a responsibility we all share and is integral to our purpose and values as an organisation.
  
  Pension
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