Senior Associate / Assistant Manager, Structured Finance, Assurance

You will assist in the provision of a range of different service offerings provided by the Structured Finance team, which may include:

• A range of assurance services to the banking and structured finance industry, including transactions, valuation opinions and stress testing


• Knowledge of cashflow projection modelling techniques, in areas such as expected lifetime loss, loan provision, fair value modelling


• Some experience of project management, leading client interaction and stakeholder management


• Leading and developing junior members of the team


• Carrying out complex modelling of asset cash flows


• Carrying out valuations of structured products, particularly Asset Backed Securities


• Building, developing and documenting models in line with market best practice


• Some experience of managing tasks, people and processes in a range of situations


• Data manipulation including the use of software such as Excel, Python, VBA SAS, or SQL to provide insightful and meaningful understanding to the risks and key drivers


• Contributing to the strategy for the Structured Finance team, and volunteering to promote certain initiatives


• Working in a diverse team and promoting an inclusive culture where colleagues are recognised for their contribution
  
  Strong analytical capabilities


• Articulate and able to challenge approaches


• Strong excel modelling skills including experience of VBA


• Highly motivated and committed


• Positive and ambitious attitude


• Knowledge of current economic and market trends


• Experience in Financial Services


• Understanding of loans, mortgages and similar debt types


• Ability to develop strong client relationships


• Highly proficient in written and oral communication


• Able to work independently as well as part of a team


Desirable:

• Experience of structured products from a modelling or valuation point of view


• Knowledge and previous experience of PD / LGD / EAD modelling


• Ability to visualise and understand large complex structures
  
  Connect to your Industry


Our Assurance practice encompasses skills across regulation and finance with a deep analytics capability. We harness these to provide Assurance to those charged with governance, serving the public interest. Working in Assurance means you will have an opportunity to work alongside leading experts, as we help build and enhance trust between businesses and the public, by responding to emerging issues and protecting the public interest. Providing assurance to help businesses become more resilient, agile and better prepared for the future.

To be resilient, businesses must be ready to respond to current and future challenges and opportunities. They are increasingly being required to be more transparent with their reporting, to drive trust and confidence in the market, and protect the wider public interest.

Assurance builds, maintains and develops confidence. We provide independent assurance by assessing the risks and underlying processes, providing conclusions as to which risks are being managed and mitigated in line with the business' appetite for risk. Deloitte's assurance offerings help those charged with governance to understand their business and build trust amongst key stakeholders and regulators.

Connect to your career at Deloitte

Deloitte drives progress. Using our vast range of expertise, that covers audit, risk advisory, and consulting services across tax, legal, business, technology and corporate finance, we help our clients become leaders wherever they choose to compete. To do this, we invest in outstanding people. We build teams of future thinkers, with diverse talents and backgrounds, and empower them all to reach for and achieve more.

What brings us all together at Deloitte? It's how we approach the thousands of decisions we make every day. How we behave, our beliefs and our attitudes. In other words: our values. Whatever we do, wherever we are in the world, we lead the way, serve with integrity, take care of each other, foster inclusion, and collaborate for measurable impact. These five shared values lead every decision we make and action we take, guiding us to deliver impact how and where it matters most., We know it's not just about the numbers. Often, we let the technology take care of those. It's about the creative and collective thinking or our people. That's where the true insight is found. We're redefining the future of audit. Come join us.

Personal independence

Regulation and controls are standard practice in our industry and Deloitte is no exception. These controls provide important legal protection for both you and the firm. We are subject to a number of audit regulations, one of which requires that certain colleagues abide by specific personal independence constraints (e.g., in relation to any financial interests and employment relationships). This can mean that you and your "Immediate Family Members" are not permitted to hold certain financial interests (shares, funds, bonds etc.) with audit clients of the firm, and also prohibitions on certain employment relationships (e.g., you are not permitted to hold a secondary employment role with SEC audit clients of the firm whilst being employed by the firm). The recruitment team will provide further detail as you progress through the recruitment process or you can contact the Independence team upon request.

Connect with your colleagues

"The difference between my previous job and the current team in Deloitte is that I now have a support circle and a diversity of knowledge around me. We have shared vision for the team and there is always someone to go to for anything."

-Alva, Audit & Assurance

"The team I support works with one of Deloitte's biggest companies we audit. To be involved with such an influential company so early in my career is really rewarding; I love it."

-Owen, Audit and Assurance

Our hybrid working policy

You'll be based in London office with hybrid working. Our hybrid model enables our people to collaborate, connect and innovate in both a virtual and physical capacity. As well as remote working, you'll attend your local office, virtual collaboration spaces and client sites, depending on the requirements of the role., For this role we can offer coaching and support designed for returners to refresh your knowledge and skills, and help your transition back into the workplace after a career break of two years or more. If this is relevant for you, just let your recruiter know when you make your application.

Our commitment to you

Making an impact is more than just what we do: it's why we're here. So we work hard to create an environment where you can experience a purpose you believe in, the freedom to be you, and the capacity to go further than ever before.

We want you. The true you. Your own strengths, perspective and personality. So we're nurturing a culture where everyone belongs, feels supported and heard, and is empowered to make a valuable, personal contribution. You can be sure we'll take your wellbeing seriously, too. Because it's only when you're comfortable and at your best that you can make the kind of impact you, and we, live for.

Your expertise is our capability, so we'll make sure it never stops growing. Whether it's from the complex work you do, or the people you collaborate with, you'll learn every day. Through world-class development, you'll gain invaluable technical and personal skills. Whatever your level, you'll learn how to lead.

Connect to your next step

A career at Deloitte is an opportunity to develop in any direction you choose. Join us and you'll experience a purpose you can believe in and an impact you can see. You'll be free to bring your true self to work every day. And you'll never stop growing, whatever your level.

Discover more reasons to connect with us, our people and purpose-driven culture at deloitte.co.uk/careers, Deloitte LLP is the United Kingdom affiliate of Deloitte NSE LLP, a member firm of Deloitte Touche Tohmatsu Limited, a UK private company limited by guarantee ("DTTL"). DTTL and each of its member firms are legally separate and independent entities. DTTL and Deloitte NSE LLP do not provide services to clients. Please see About Deloitte to learn more about our global network of member firms.

Deloitte LLP is a limited liability partnership registered in England and Wales with registered number OC303675 and its registered office at 1 New Street Square, London EC4A 3HQ, United Kingdom.