Senior Product Manager - Commercial Cards

We currently have an exciting opportunity for an Senior Product Manager to join our Commercial Cards Product team. You'll be accountable for the B2B product strategy and a key contributor to the overarching Commercial Card Strategy. You'll partner our Platform and Engineering teams, Relationship teams, Supplier Management and Group Sourcing as well as working alongside Customers to develop a deep understanding of their needs and objectives. The Commercial Card business is looking to transform and is entering an exciting new partnership phase with Visa, so they couldn't be a better time to join us! Your accountabilities will include:

• Own and drive the product strategy for B2B Products.
• Being an SME in the B2B product portfolio and evolve the proposition to meet customer and business needs and ensure competitive advantage.
• Implement product plans considering industry and economic information, market intelligence, customer/sector behaviour, emerging technology and regulatory requirements.
• Work with Risk partners to ensure B2B Products are fully aligned to risk appetite and policy and that all appropriate approvals are acquired and maintained, raising risks where required.
• Support on delivery of initiatives with collaborators, team members, and customers to continuously improve platforms and processes.
• Understand product governance requirements to ensure compliance.
• Aid in creating cases to obtain funding for the development and implementation of product plans.
• Work closely with MI team to monitor, understand the commercial performance of the product portfolio.
• Establish and build relationships with partners to manage their multiple needs and to ensure the delivery of customer solutions.
  
  Excellent knowledge of Accounts Payables / Receivables processes and practices.
• Proven understanding of the B2B Payments eco-system.
• A background in Commercial Cards.
• Excellent interpersonal skills coupled with the ability to think laterally, be innovative and find creative solutions
And any experience of these would be useful:
• Leading commercial agreements and P&L management.
• Product strategy, development and management.
  
  At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.
We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person. We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we're building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.

Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We want our people to feel that they belong and can be their best, regardless of background, identity, or culture. We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer initiative. And it's why we especially welcome applications from under-represented groups. We're disability confident. So, if you'd like reasonable adjustments to be made to our recruitment processes, just let us know. We also offer a wide-ranging benefits package, which includes:
• A generous pension contribution of up to 15%
• An annual performance-related bonus
• Share schemes including free shares
• Benefits you can adapt to your lifestyle, such as discounted shopping
• 30 days' holiday, with bank holidays on top
• A range of wellbeing initiatives and generous parental leave policies