Street Pricing Consultant

Our Pricing Department is a well-established and thriving function which focuses on delivering long term value for our customers rather than working to short-term profit targets. This role sits within the Personal Lines Pricing team and will focus on formulating and achieving the pricing strategy for our Personal Lines products with a particular emphasis on assessing the accuracy of our pricing models, as well as determining the final price charged to the customers. As a Street Pricing Consultant, you'll be responsible for recommending and managing portfolio pricing strategies through analysing internal and external data sets, utilising various pricing models and working closely with the wider Pricing Department, such as Data, Modelling and Risk Pricing teams, and external stakeholders, including Underwriting, Distribution, Claims and Reserving. You'll be actively involved with monitoring and improving the integrity and accuracy of pricing models and you'll conduct regular scenario planning and impact assessments of potential pricing actions on key metrics such as conversation rates, retention rates and profitability. You will also coach and mentor more junior colleagues supporting their development and helping with technical queries.

As a commercially minded and customer oriented professional, you will have extensive experience in working within the General Insurance sector with specific prior experience in Insurance Pricing. You will have a proven track record of analysing complex data, drawing conclusions and delivering commercially sound recommendations in order to achieve fair and accurate customer prices. You'll possess the ability to take into account all relevant internal and external factors to formulate a comprehensive view of the market and deliver street prices in accordance with NFU Mutual's policy. You'll be competent using Radar and ideally have experience with price optimisation. You will be an excellent communicator able to forge effective stakeholder relationships, as well as to navigate difficult conversations and influence decisions. As an experienced member of the team, you'll also be able to demonstrate the following:

• Resilience: You remain focused and effective under pressure, turning challenges into opportunities for growth
• Problem solving mindset: You tackle challenges with a solutions-oriented approach, finding practical and innovative answers
• Forward thinking: You anticipate future trends, bringing a strategic outlook that drives long-term success
• Communication skills: You excel at making complex information accessible to non-technical audiences, ensuring key insights are understood
• Coaching and Mentoring: You lead by example, motivating and supporting others to perform at their best in a collaborative environment
  
  Join a dynamic GI Pricing department with over 100 talented professionals with a common goal of setting fair and accurate prices for our customers, Working at NFU Mutual
We're one of the UK's leading general insurance and financial services companies. For over 110 years we've put our customers at the heart of everything we do. Our people are just as important to us. We pride ourselves on being "a great place to work" and we're one of only 60 companies across the globe to receive a Gallup Exceptional Workplace 2024 award, and one of only 2 companies to receive the award for the ninth consecutive year. We were also named in the LinkedIn Top 25 Companies List 2021, the Glassdoor Best Places to Work UK List 2023 and 2024, and were recognised as a certified UK Top Employer by the Top Employers Institute in 2023 and 2024. We offer a supportive culture where we empower and inspire our people to perform, offer them opportunities to grow, and recognise and reward their contribution. Our people are proud to work for a company that respects them and their communities, and they trust us to be financially sustainable, so we are successful now and in the future.

At NFU Mutual, we support an inclusive workplace and value all the differences that make us unique. We celebrate the creativity and innovation that comes from diverse perspectives and experiences and share a common vision of doing the right thing for our customers and employees. We recognise that some candidates may experience barriers during the recruitment process. So, we encourage candidates to discuss any adjustments or accommodations they need to be the best they can be throughout our recruitment process. We're proud to be a Disability Confident Employer, a Race at Work and Women in Finance Charter signatory and welcome applications from people of all backgrounds, regardless of age, ethnicity, disability, neurodiversity, gender, religion, marital status, sexual orientation, or socioeconomic background.Benefits and Rewards When you join our team, you can expect a supportive culture and an attractive range of rewards and benefits including:
• Competitive salary based on skill set and experience
• Annual bonus (up to 17.5% of salary)
• Contributory pension scheme, up to 20%, including your 8% contribution
• 25 days annual leave + bank holidays + buy/sell/save holiday trading scheme
• A Family Friendly policy that helps you balance your work and family responsibilities
• Access to savings at High Street brands, travel and supermarkets
• £20 contribution to a monthly gym membership - subject to T&Cs
• Health and wellbeing plan - cashback for dentist, opticians, physio and more
• Access to voluntary benefits, including health assessments, private medical insurance and dental insurance
• Employee Volunteering - volunteer in the community for one day each year
• Unlimited access to Refer a Friend £500 bonus scheme
• Life Assurance cover of 4 x salary
• Employee discounts of 15% on a range of NFU Mutual insurance policies.