Trainee Underwriter - Residential - Graduate

Initially undertaking a 6-week basic training program, then working closely over a 12-month period with an experienced member of the First Charge Residential team, their time will be spent learning the Underwriting process and responsibilities of the role. This opportunity will help obtain new skills with the aim of them being offered an Underwriting role within the team, starting them on a career path within the group.

• Enter and update borrower data on Fusion lending platform.
• Ensure all aspects of the loans are recorded accurately on Fusion and meet underwriting guidelines.
• Carry out an assessment of the mortgage application to ensure all aspects of our underwriting criteria are met.
• Provide concise and accurate updates to brokers.
• Proactively chase brokers for outstanding requirements.
• Ensure all underwriting is in line with Company policy and within regulation.
• Ensure that all cases are Underwritten within the Groups Risk appetite.
• Build good relationships with 3rd party suppliers including brokers and solicitors to assist in the smooth flow of business.
• Maintaining a pipeline of cases, overseeing cases from inception through to completion.
• Maintain broker relationships that are integral to the growth for West One.
All work is to be carried out in accordance with Enra Specialist Finance policies and procedures. Please note that this is a full time office based role.