Underwriter

This is an exciting time of growth for us, and we re hiring an Underwriter to help us continue this success. This is a great opportunity to develop a varied and rewarding career with a company that invests in, recognises and rewards its people. Reporting to the Underwriting Manager, you ll assess loan applications from partners, providing commercially based lending decisions, ensuring that these decisions comply with regulations and PCL processes. You will also: - Underwrite cases within your individual mandate, adhering to policies and internal and external service level agreements - Participate in the underwriting of renewals, requesting additional information as required - Participate in analysis and preparation of large value cases, providing recommendations - Review customer credit reports, balance sheets, accounts and cash flow models to assess level of risk, underwriting appropriately - Work collaboratively with the sales team and partners to understand requirements, developing business opportunities within the risk appetite of the company - Continuously look for improvements to processes to maximise relationships, All postholders will be subject to appropriate pre-employment vetting procedures and a satisfactory Disclosure & Barring Service (DBS) check prior to appointment.

If you re an individual who thrives in a fast-paced environment, able to work collaboratively with others and are looking to make a difference, this is a brilliant opportunity to advance your career to the next level with our sector-leading company. At Premium Credit, you will be supported to develop and expand your skills, knowledge and experience. To be successful as our underwriter, you will already have experience within a similar credit underwriting position. - You have the ability to cope with large volumes - You are able to read unaudited balance sheets, cash flow statements and other financial reports - You re highly numerate and display high levels of accuracy and attention to detail - You re able to clearly and concisely summarise proposal - It would be ideal if you have experience of instalment credit

Premium Credit is the leading provider of insurance premium finance and a range of annually charged services, including tax, regulatory and accountancy fees, sports season tickets, memberships and school fees in the UK and Ireland. We are a multi award winning business lending more than £4.5 billion to over 2.5 million customers through a network of almost three thousand partners- and growing.

• Competitive salary up to £52,000 per annum
• A workplace pension scheme
• Hybrid working, with collaborative days in our Leatherhead office
• 25 days annual leave (plus bank holidays), with options to purchase and sell up to 5 days holiday per year (pro rata)
• Private health and dental cover
• Support and investment in your personal development
• 24/7 access to Employee Assistance Programme and Mental Health First Aiders