Vice President - NBFI Credit Analysis

Salary not available. View on company website.

MUFG United Kingdom, City of Westminster

Full time
Permanent
Onsite working

Posted today, 16 Oct | Get your application in now to be one of the first to apply.

Closing date: Closing date not specified

job Ref: b4226162294f4ec087d37b9dd37e07f1

MUFG United Kingdom

Full Job Description

The Credit Analysis Department (CAD) is the Bank's first line of defence sitting alongside GCIB (Global Corporate and Investment Banking) bankers to promote an optimal risk / return on the banks' lending and trading opportunities.
Credit analysis is a 40+ team organised into 5 sector teams. Each credit analyst is responsible for managing risk exposure across an EMEA wide portfolio. Analysts work with Front Office teams on live transactions & risk monitoring to identify and mitigate risks associated with the structure, documentation, counterparty, industry and macroeconomics.
None initially, but there is scope to develop managerial responsibilities in the future., Oversight of NBFI-related credit work and workflow control including Credit Application and Borrower Rating commitments. Credit work will be forward looking fundamental credit calls on live transactions, limit renewals and annual reviews; working side by side with relationship bankers and product partners.
New client approvals, including setting credit appetite, limits and rating, performing due diligence calls/ visits, drafting/ negotiating credit terms for legal documentation
Structure, negotiate and document new transactions including syndicated loans and bilateral loans
Involvement in complex / high profile credit cases. Quickly able to assess key credit issues, raise salient points to the correct stakeholders and to assess the risk-reward trade off.
Ability to multi-task and manage ever changing and often conflicting priorities; Ability to work with a high level of motivation and initiative and ensure accurate and timely compliance with internal rules and reporting procedures.
Work with the Head of FI CAD to train, supervise and develop junior team members.
Assist with other team workflow on the FI side, where appropriate or required.
Analysing economic, market, regulatory, industry events/developments and assessing their impact on the portfolio. Reporting any relevant events to the Head of FI CAD and other relevant senior risk management.
Analysing and interpreting the stress testing results and take actions as appropriate at counterparty, country and/or industry level
Experience in assessing NBFI credit cases gained in a banking or asset manager environment. An emphasis on credit analysis in the context of transactions and events as well as a strong motivation to lead in a transaction driven environment.

Teamwork: evidence of being a strong team player, collaborates with others within and across teams
Creativity: Looks for new ways to improve current processes and develop creative solutions that have practical value
Problem solver: think ahead, anticipates questions, plans for contingencies, finds alternative solutions and identify clear objectives.
Demonstrate strong credit skills and judgement, with an intensive "hand on" approach to analysing the details of credit and structure
Strong interpersonal skills. Be able to establish credibility and trust with clients, product specialists and credit executives, and to partner with them effectively
An excellent understanding of loan documentation and key credit protections.
Understanding of market risk and ISDA/CSA documents., Degree level and professional qualifications desirable., A proactive, motivated approach with the ability to provide clear direction to the Associates / Analysts
The ability to operate with urgency and prioritise work accordingly
Strong decision-making skills, ability to demonstrate sound judgement
The ability to manage large workloads and tight deadlines
Excellent attention to detail and accuracy