Associate Director, Corporate Real Estate - 12 month FTC

An exciting opportunity has arisen for an Associate Director to join our Corporate Real Estate ('CRE') Loan Syndicate, Sponsors & Structured Finance Team on a 12 month fixed term contract covering family leave. You'll support the team with all aspects of loan origination and syndication including coordination, underwriting, best efforts and broader loan distribution mandates. You'll work collaboratively and build strong working relationships with internal partners including the relevant CRE sector origination team, credit risk, portfolio management and loan sales team. You'll lead and support other members of the team in originating, structuring, pricing and distributing both secured and unsecured real estate loan instruments including Term Loan, RCF and Bridge facilities for both investment and development finance transactions. You'll negotiate commercial elements of loan facility documentation including Facility Agreement and Inter creditor Agreement amongst other legal documents. You'll coordinate syndication and distribution of underwritten loan positions in conjunction with loan sales and maintain and develop Lloyds Banks' investor network in the CRE loan market with both bank and non-bank institutions. You'll build positive relationships by keeping regular dialogue and representing Lloyds at industry events as well as assisting the wider syndicate team with shaping, driving and embedding the medium-term distribution strategy for CRE transactions as part of the broader Syndicate & Sales team strategy. Your accountabilities will include:

• Working with CRE Originators to grow the business, lead on client pitches to win coordination, underwriting and best efforts mandates.
• Taking a lead role in new deal structuring through Term Sheet negotiation, advising on loan market conditions as well as opining on market facing elements of the terms to ensure ability to successfully distribute loan facilities as required.
• Leading / assisting primary syndication process including, creating information memorandums, answering investor questions, assisting Loan Sales with the trade settlement mechanics.
• Developing relationships across the market, building wide market knowledge of the lending landscape to ensure successful delivery of syndicated financings for Lloyds Bank CRE clients as well as active management of Lloyds Bank balance sheet.
• Leading negotiation, structuring and execution of loan documentation working with external advisors and internal partners.
• Working on wider origination and syndication strategies to assist growth of CRE business.
• Supporting junior resource including associates and graduates by sharing standard methodology as well as imparting technical and specialist CRE knowledge.
• Taking ownership of ongoing team reporting for external league tables as well as internal finance and balance sheet reporting and reconciliation.
  
  Experience in Real Estate Origination or Syndication preferred with understanding of financing requirements across a wide variety or CRE asset classes. Wider real estate industry knowledge from advisory or professional services with transferable knowledge to CRE syndications could be considered.
• Good understanding of the LMA CRE Investment and Development Finance documentation
• Strong understanding of credit and financial analysis and their application in transaction structuring
• Knowledge and experience of other debt financing and risk management products (e.g. bonds, USPPs, derivatives, CMBS)
• Strong and established relationships with a broad range of borrowers, advisors, banks and investors
• Proven track record of leading transactions from origination through to execution and of delivering successful client outcomes
  
  At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.
We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person. We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we're building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.

Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We want our people to feel that they belong and can be their best, regardless of background, identity, or culture. We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer initiative. And it's why we especially welcome applications from under-represented groups. We're disability confident. So, if you'd like reasonable adjustments to be made to our recruitment processes, just let us know. We also offer a wide-ranging benefits package, which includes:
• A generous pension contribution of up to 15%
• An annual performance-related bonus
• Share schemes including free shares
• Benefits you can adapt to your lifestyle, such as discounted shopping
• 30 days' holiday, with bank holidays on top
• A range of wellbeing initiatives and generous parental leave policies
If you're excited by the thought of becoming part of our team, get in touch. We'd love to hear from you. This role is considered Certified under the Senior Manager and Certification Regime as either requiring mandatory qualifications or being deemed as a role capable of providing 'significant harm' to customers. Due to this, successful candidates will be subject to enhanced levels of vetting, and required to complete a fitness and propriety attestation on commencement in role. Colleagues performing this role will be required to be complete a fitness and propriety attestation on an annual basis and will also be subject to additional routine criminal and credit checks As a certified colleague your details will be published on the FCA's Financial Services Register This role has been identified as a Client-dealing function under SYSC 27.8.18R as defined in the FCA Handbook The Person ("P") performs the client-dealing FCA certification function for a firm if:(1) P is carrying out any of the activities in the table in SYSC 27.8.19R; and(2) those activities will involve P dealing with:(a) a person with or for whom those activities are carried out; or(b) the property of any such person;in a manner substantially connected with the carrying on of regulated activities by the firm. If you manage certified colleagues this role will be identified as Manager of certification employees under SYSC 27.8.13R as defined in the FCA Handbook(1) The function of managing or supervising a certification employee, directly or indirectly, is an FCA-specified significant-harm function.(2) A function in (1) is not an FCA certification function for that firm if it is performed by an SMF manager of that firm.