21 Permanent, Financial Services / Investment jobs in Bedford, Wigan

Retail Conduct and Governance is a diverse team that provides high quality, innovative advice and solutions to financial services firms to help assess, enhance and develop their regulatory and governance frameworks, delivery of good customer outcomes or overall compliance approach. It has built up an excellent reputation in how to use and apply industry best practice in governance and regulations to support our clients, driving value from the ever increasing and complex regulatory agenda. Key aspects of the role:

• Understanding the impact of regulatory developments on clients and the managing of client projects.
• Developing solutions and value adding propositions and taking these to market.
• Providing implementation and technical services where remediation is required.
• Be required to work across several work streams simultaneously and manage senior stakeholder expectations.
To have a broader perspective of potential issues encountered when working in diverse teams and the strategies to overcome them; have a clear understanding of the firm's commitment to creating a more inclusive culture.


• Have technical knowledge and experience of the FCA's regulatory framework as applied to the retail banking, wealth, pensions and life insurance sectors, with a particular focus on Conduct of Business Sourcebook (COBS), Mortgage and Home Finance: Conduct of Business sourcebook (MCOBS) and/or Consumer Credit sourcebook (CONC).
• Understanding of latest regulatory developments and key current issues facing regulated firms.
• Degree or equivalent and / or significant relevant consulting or industry expertise either in operational or compliance roles.
Experience in one or more of the following sectors:
• Wealth / Pensions: with a focus on suitability and outcome testing, investment and defined benefit pension transfer advice and/or investment or life funds.
• Retail and/or Commercial Lending: with a focus on Collections and Recoveries, Equity Release Secured or Unsecured Lending, including affordability.
• Relevant industry qualification(s) would be desirable but not essential.
• Excellent written and verbal communication skills including report writing and delivering presentations.
• Strong organisational, planning and problem-solving skills, ability to multi-task and demonstrate flexible thinking.
• Positive and ambitious attitude, and ability to work on own initiative.
  
  Connect to your Industry
To respond to the challenge that the industry presents, we are growing our Retail Conduct and Governance team. Accordingly, we are looking for talented individuals to work with us to provide our clients with strategic and transformative advice. You will have exceptional opportunities to operate in a multitude of capacities, including helping to shape the future of the business, as well as working with world class clients in an advisory role. As well as enjoying the freedom to influence the way we work, you will be able to shape your personal development. We encourage consideration of flexible ways of working, both formal and informal arrangements that allow for the best outcomes for our people and our clients. Connect to your career at Deloitte Deloitte drives progress. Using our vast range of expertise, we help our clients' become leaders wherever they choose to compete.To do this, we invest in outstanding people. We build teams of future thinkers, with diverse talents and backgrounds, and empower them all to reach for and achieve more. What brings us all together at Deloitte? It's how we approach the thousands of decisions we make every day. How we behave, our beliefs and our attitudes. In other words: our values. Whatever we do, wherever we are in the world, we lead the way, serve with integrity, take care of each other, foster inclusion, and collaborate for measurable impact. These five shared values lead every decision we make and action we take, guiding us to deliver impact how and where it matters most., In an ever-evolving world, there are no certainties in business. Our teams help clients to navigate risks, process major transactions and deliver transformational change that will future-proof their business. Join us to make a positive difference. Regulatory & Financial Risk We provide advisory services across the risk and regulatory landscape to help our clients move beyond simply meeting the minimum compliance standards, to strategically creating a responsible, sustainable future. This includes providing critical insight and advice on the future of regulation to assist our clients in anticipating change and responding with confidence. Personal independence Regulation and controls are standard practice in our industry and Deloitte is no exception. These controls provide important legal protection for both you and the firm. We are subject to a number of audit regulations, one of which requires that certain colleagues abide by specific personal independence constraints (e.g., in relation to any financial interests and employment relationships). This can mean that you and your "Immediate Family Members" are not permitted to hold certain financial interests (shares, funds, bonds etc.) with audit clients of the firm, and also prohibitions on certain employment relationships (e.g., you are not permitted to hold a secondary employment role with SEC audit clients of the firm whilst being employed by the firm). The recruitment team will provide further detail as you progress through the recruitment process or you can contact the Independence team upon request. Connect with your colleagues "For me it's the people that make it. They are bright, supportive, interesting; we work brilliantly together as a team. But it's not just that, the number of opportunities you get working for such a large firm is amazing." Jess, Strategy, Risk & Transactions Advisory "What I personally find so exciting is that we have the freedom to affect massive change." Christian, Strategy, Risk & Transactions Advisory Our hybrid working policy You'll be based in London, Bristol or Manchester with hybrid working. At Deloitte we understand the importance of balancing your career alongside your home life. That's why we'll support you to work flexibly through our hybrid working policy. Depending on the requirements of your role, you'll have the opportunity to work in your local office, virtual collaboration spaces, client sites and remotely. You'll get the chance to meet face to face when needed, while you collaborate and learn from colleagues, share your experiences, and build the relationships that will fuel your career and prioritise your wellbeing. Please check with your recruiter for the specific working requirements that may apply for your role. Our commitment to you Making an impact is more than just what we do: it's why we're here. So we work hard to create an environment where you can experience a purpose you believe in, the freedom to be you, and the capacity to go further than ever before. We want you. The true you. Your own strengths, perspective and personality. So we're nurturing a culture where everyone belongs, feels supported and heard, and is empowered to make a valuable, personal contribution. You can be sure we'll take your wellbeing seriously, too. Because it's only when you're comfortable and at your best that you can make the kind of impact you, and we, live for. Your expertise is our capability, so we'll make sure it never stops growing. Whether it's from the complex work you do, or the people you collaborate with, you'll learn every day. Through world-class development, you'll gain invaluable technical and personal skills. Whatever your level, you'll learn how to lead. Connect to your next step A career at Deloitte is an opportunity to develop in any direction you choose. Join us and you'll experience a purpose you can believe in and an impact you can see. You'll be free to bring your true self to work every day. And you'll never stop growing, whatever your level. Discover more reasons to connect with us, our people and purpose-driven culture at deloitte.co.uk/careers, Deloitte LLP is the United Kingdom affiliate of Deloitte NSE LLP, a member firm of Deloitte Touche Tohmatsu Limited, a UK private company limited by guarantee ("DTTL"). DTTL and each of its member firms are legally separate and independent entities. DTTL and Deloitte NSE LLP do not provide services to clients. Please see About Deloitte to learn more about our global network of member firms. Deloitte LLP is a limited liability partnership registered in England and Wales with registered number OC303675 and its registered office at 1 New Street Square, London EC4A 3HQ, United Kingdom.